Business insurance, shopped for you.
Coverage for California small businesses. Tell us what you do and we’ll shop carriers that fit.
Coverage for your business
Business owner’s policy
Property and general liability bundled together for many small businesses.
General liability
Covers injuries and property damage your business causes to others.
Workers’ compensation
Required in California for any business with employees.
Commercial auto
Vehicles your business owns or uses for work.
Commercial property
Your building, equipment and inventory.
Certificates of insurance
Need a certificate for a client, landlord or job site? Tell us who needs it.
What to have ready
A few details help us quote accurately the first time. Don’t worry if you don’t have them all; we’ll fill in the gaps together.
Do I need workers’ comp?
Yes, if you have even one employee. California Labor Code section 3700 requires employers to carry workers’ compensation.
What is a BOP?
A business owner’s policy combines property and general liability coverage in one policy. It’s often the simplest option for small businesses that qualify.
Does my personal auto policy cover my work vehicle?
Not always. If a vehicle is owned by your business or used mainly for work, you may need a commercial auto policy. We’ll review how you use it.
Can you send certificates of insurance?
Yes. Once your policy is in place, tell us who needs the certificate and any wording they require.
Ready for a business quote?
Tell us about your business in a few minutes and a licensed broker will follow up. Coverage and availability vary by carrier.