Terms of Use

These terms apply to your use of maresinsurance.com, operated by Mares Insurance Services, LLC (CA License #4251750). By using the site, you agree to them.

Information only, not an offer of coverage

The content on this site is general information about insurance. It is not legal, tax or financial advice, and it does not describe the terms of any specific policy. Coverage, exclusions and limits are set by the policy the insurance company issues. Eligibility, rates and availability depend on each insurance company’s underwriting.

No coverage until confirmed

Submitting a form, sending an email or leaving a voicemail does not bind, change or cancel coverage. Coverage starts only when we confirm it in writing and the insurance company accepts the risk. Please don’t rely on an online request for a closing, a lender deadline or a vehicle purchase until you hear back from us.

Quotes

Quotes are estimates based on the information you give us and the insurance company’s rules at that time. They can change after underwriting, inspections or reports such as driving records or claims history. You’re responsible for giving accurate and complete information.

Third-party sites

Some quote buttons take you to an online quoting tool operated by a third party (agentinsure.com), and the site may link to insurance companies or other services. We don’t control those sites, and their own terms and privacy policies apply.

Website content

The site’s text, design and logos belong to Mares Insurance Services, LLC or its licensors. Insurance company names belong to their owners and appear only to identify companies we work with. You may view and print pages for personal use, but not copy or reuse them commercially without our permission.

Acceptable use

Don’t use the site to submit false information, send spam or harmful code, or try to access systems you aren’t authorized to use.

Disclaimers and limitation of liability

The site is provided "as is." We try to keep it accurate and available but don’t guarantee it will be error-free or uninterrupted. To the extent the law allows, Mares Insurance Services, LLC is not liable for indirect or consequential damages arising from your use of the site. Nothing here limits our duties to you as your insurance agent under California law or any policy we place for you.

Governing law

These terms are governed by California law. Any dispute about them will be heard in the state or federal courts located in Orange County, California.

Changes

We may update these terms. The effective date above shows when they last changed.

Contact

Mares Insurance Services, LLC · 32122 Camino Capistrano, Ste 210, San Juan Capistrano, CA 92675 · (949) 525-0570 · info@maresinsurance.com