Everything else, shopped for you.
Umbrella, boat, earthquake, flood and more. Tell us what you need and we’ll shop it. Availability varies by carrier.
Coverage beyond home and auto
Personal umbrella
Extra liability protection above your home and auto policies, usually in $1 million layers.
Boat & watercraft
Boats, personal watercraft and the liability that comes with them.
Earthquake
Standard home policies exclude earthquake. A separate policy covers your home or condo.
Flood
Home policies don’t cover flood. A flood policy fills that gap, and lenders require it in high-risk zones.
Do I need an umbrella?
An umbrella pays after your home or auto liability limits run out. It may make sense if any of these apply to you.
How does an umbrella policy work?
It pays after your home or auto liability limits are used up. Most carriers require certain minimum limits on those policies first.
Is earthquake coverage worth it?
It depends on your home, the deductible you’re comfortable with and your finances. We’ll show you the options and costs side by side so you can decide.
Don’t see what you need?
Call or email us. We’re an independent agency, so we can shop many types of coverage.
Tell us what you need
Umbrella, boat, motorcycle, RV, valuables and more. Send a quick request and a licensed broker will follow up.