Rental property insurance, built for investors.
Long-term rentals, short-term rentals and investor-loan properties. We shop landlord carriers and get the details your lender asks for right the first time.
Coverage for every kind of rental
Long-term rentals
Landlord (dwelling fire / DP-3) policies for single-family homes, condos and small multifamily rentals.
Short-term rentals
Policies designed for Airbnb- and VRBO-style rentals, where a standard landlord policy may fall short.
Investor & DSCR loans
We know what investor lenders look for, from the right mortgagee clause to loss-of-rents coverage.
Condo rentals
Unit-owner coverage for condos you rent out, set up to work with the HOA’s master policy.
What lenders usually ask for
Investor loans close faster when the policy is right the first time. We check these items before the policy is bound.
Landlord markets we work with include Steadily, Obie and Aegis.
Does my homeowners policy cover a home I rent out?
Usually not once you move out and rent it. A rental needs a landlord (dwelling) policy, and short-term rentals often need a policy written for that use.
What is loss-of-rents coverage?
It replaces rental income if a covered loss makes the property unlivable while it’s repaired. Many investor lenders require it.
Should my tenants have renters insurance?
It’s a good idea, and many landlords require it in the lease. Your landlord policy covers the building, not your tenant’s belongings.
Can you insure a rental held in an LLC?
Often, yes. Tell us how the property is titled and we’ll shop carriers that write that setup.
Tell us about your rental
Send the basics and a licensed broker will follow up. Please don’t include Social Security, driver’s license or payment information.